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LayawayLayaway We offer a three month layaway policy that requires, at the time of purchase, a minimum of 20% down-payment of the total sale including applicable sales taxes and shipping fees. The balance is divided into three equal payments to be deducted over the three month time period following the date of the layaway. Payments may be made in the form of a check or money order that are forwarded in monthly intervals, or a credit card schedule that is set up with us in advance. It is the customer’s responsibility to assure that regular monthly deposits are made into their layaway accounts. If the down-payment is not received within the 1st month after an item is placed on layaway, We reserve the right to cancel the layaway. At the end of the three month layaway period, we reserve the right to cancel a layaway if there is a remaining balance, even if deposits have been applied. A credit will be issued to the customer’s account minus a 15% re-stocking fee. We will inform the customer in event of this action. We will not honor deposits from a cancelled layaway account to be applied to a new layaway account. If you have multiple items on layaway, the item held the longest must be paid off first. No switching, refunds, or returns will be allowed on layaways. The Union Drummer Boy reserves the right to revoke layaway privileges to those customers who habitually cancel layaway accounts, and customers who have a history of late payments to previous layaway accounts. |
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